Housing
RESOURCES
City-wide Resources
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The Mayor’s Office of Children & Family Success brings together the tools of city government, our city’s collective love for children and the vast assets of our community to radically improve the lives of Baltimore’s children and families.
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Civic Works Elder Services programs help older adults receive home modifications such as grab bars, handrails and structural repairs that make their houses more comfortable and aging-friendly.
You may be eligible for services if you:
Are 65 and older
Live in Baltimore City or Baltimore County
Have a household income that meets program requirements
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All older adults have the right to increase the amount of time they can remain in their homes.
Our Elder Services programs helps older adults receive home modifications such as grab bars, handrails and structural repairs that make their houses more comfortable and aging-friendly.
You may be eligible for services if you:
Are 65 and older
Live in Baltimore City or Baltimore County
Have a household income that meets program requirements
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NHS Baltimore assists residents with preparing to buy a home, financing a home, and loans to assist with home repairs.
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The SOS fund aims to disrupt then dismantle predatory systems that erode home, property and land ownership within Black, Indigenous and communities of color, while decolonizing our understanding of land to support models of collective land stewardship.
State-wide Resources
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The Maryland Department of Housing and Community Development's homeownership and rental housing programs help families in Maryland find, maintain and keep affordable and livable housing in communities throughout the state.
DHCD’s homebuyer assistance programs offer mortgage loans as well as downpayment and closing cost assistance to eligible homebuyers with low-to moderate-income, and we have programs to improve and rehabilitate single family housing to improve basic livability, to meet unique housing needs, including lead paint reduction, weatherization assistance and they offer housing financing programs for persons with special needs.
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211 is a one-stop housing resource whether you’re looking for affordable housing, facing eviction, need emergency housing or need help paying your mortgage to avoid foreclosure.
Additionally, if you are facing homelessness, they have information on emergency shelters for individuals and families as well as listings of transitional housing programs.
Dial 211 to speak to a caring specialist who can connect you to housing resources and support your other essential needs.
Homeownership Programs
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The Office of Homeownership offers a variety of incentive programs to homebuyers purchasing in Baltimore City. These incentives can make buying a home more affordable by lowering your closing costs and boosting your downpayment.
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More than 50 financial incentives are available to Baltimore City homebuyers and homeowners.
Housing Counseling Partners
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St Ambrose helps individuals and families understand the homebuying process and prepare prospective homebuyers for the responsibilities of homeownership.
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A non-profit 501c(3) organization, Neighborhood Housing Services of Baltimore (NHS), partners with communities to increase homeownership, improve the quality of life in neighborhoods, and strengthen the local real estate market.
Tenant Rights and Legal Services
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Economic Action’s Fair Housing program works to root out discrimination in housing and assist Maryland residents with resolving housing discrimination complaints.
To do this…
we educate individuals and organizations about housing rights.
we work to resolve housing discrimination complaints.
we advocate on behalf of individuals and communities facing current and historic discrimination.
we educate housing providers about their responsibilities.
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St Ambrose provides in-house civil legal services that help secure homeownership, preserve intergenerational wealth, and pursue economic justice.
Attorneys work to preserve or restore financial or housing stability by offering legal services in matters such as foreclosure prevention, landlord/tenant disputes, title disputes, and tax sales Attorneys also draft documents relevant to achieving housing, financial, or estate planning goals, including life estate deeds, simple wills, powers of attorney, and advance directives.
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MVLS removes barriers to justice through free civil legal help, community engagement, and advocacy for equitable laws.
Their vision is for a fair legal system that is free of injustice and equitably serves underrepresented Marylanders.
Emergency Housing
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The Mayor’s Office of Homeless Services has resources available for those experiencing or at risk of homelessness in Baltimore City.
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211 is a one-stop housing resource whether you’re looking for affordable housing, facing eviction, need emergency housing or need help paying your mortgage to avoid foreclosure.
Additionally, if you are facing homelessness, we have information on emergency shelters for individuals and families as well as listings of transitional housing programs.
Housing programs offered by Central Baltimore Partnership
Homebuying Incentive Program
Need help buying a home in Central Baltimore? Then check out our Homebuying Incentive Program, in partnership with Neighborhood Housing Services of Baltimore.
LEARN MORE
Safe and Healthy Homes Program
Are you a long-time resident of Central Baltimore and need help making the necessary repairs to stay in your home? Then check out our Safe and Healthy Homes Program, in partnership with St Ambrose Housing Aid Center and Jubilee Baltimore.
LEARN MORE
Questions?
Let’s see how we can help.
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